An unsuccessful claimant in a legal case may be required to pay some or all of the other side’s costs as well as their own costs and disbursements – that’s where After The Event Insurance comes in.

After The Event, or ‘ATE’ Insurance can provide a solution to the risk of having to pay other side’s costs and expenses, unrecovered disbursements, and own Counsel’s fees.

Legal Protection Group can provide ATE insurance to cover other side’s costs and your unrecovered disbursements, with optional cover for your own Counsel’s fees. Cover of up to £2 million can be provided in suitable cases, although cover from £50,000 is available.

Normally, ATE cover is arranged before proceedings have been issued, although cover can be taken out at a later stage in the claim. The policy premium is usually staged so that the premium will be lower if the case settles early.

Payment of the premium is usually deferred until the outcome of the case, with the premium only payable in the event of the case being successful. If the case is unsuccessful, no premium is due.

Legal Protection Group provides a full range of ATE policies, including Commercial & Civil ATE (contract disputes, insolvency, professional negligence, property disputes, debt recovery, contentious probate etc.), Clinical Negligence ATEPersonal Injury ATE and Employment Tribunal ATE.